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Physical Therapist


What is Disability Insurance?

A type of coverage that replaces a portion of your income if injury or illness prevents you from working. It provides financial security for you and any loved ones who may depend on your most valuable asset — your ability to earn a paycheck. You may also hear disability insurance referred to as disability income insurance or income protection.

Plan Rules:

  • Eligibility: All full-time employees working 20 or more hours/week

  • Coverage through One America

  • Employee must be actively at work on the effective date

  • Short-Term Disability Benefits pay in addition to sick leave (above 100% of pre-disability earnings)

  • Long-Term Disability Benefits do not pay in-addition to sick leave

  • Employees can start and stop sick leave to correspond with elimination period. The decision must be made at the time leave begins

  • No health questions EVERY YEAR! (Pre-existing condition will apply for new participants)

Contact Campus Benefits for assistance with claims.


Call 1-866-433-7661, option 5

OneAmerica Website

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